$5,000 per year or 5% of the fair market value of the trust per year. This is the flexibility a 5 by 5 power in a trust can provide. Why would one want to put this into place? The 5 by 5 power in a trust protects assets, but can help to guarantee an income beneficiary with a minimum dollar distribution, regardless of the income generated from the trust. This can be put into place when leaving large sums of money to specific beneficiaries, but ensuring that the access to cash is reasonable and controlled to prevent reckless spending.